Refinancing

Changing your current mortgage

What is Refinancing?

Refinancing is when you change from your existing lender to a new lender (whereas a Product Transfer is when you change to a new product with an existing lender). Keystone are specialists in finding and getting you approved for the exact refinance that you require.

Typical Reasons for a Refinance Include

Home improvements
Debt Consolidation
Purchase a secondary property
Raise money for other projects
Help children with deposit for their first home
Get a more competitive rate
Save hundreds a month on your existing mortgage payments

Josh Burton

Ceo & Founder

When to Refinance?

Once you have a mortgage and your initial interest rate ends you will revert to the lender’s standard variable rate which usually mean an increase in your monthly payment to your mortgage provider. By reviewing your mortgage 2 to 3 months before the end of the rate period we can find a better rate for you.